Who we are

Who we are

Andres Chapa

Head of Factoring

Andres has a Bachelor’s Degree in International Business from the Instituto Tecnologico y de Estudios Superiores de Monterrey (ITESM). He also has an MBA from Texas A&M International University.

Andres has over 10 years of experience in Transportation and Logistics; first working as General Manager of PG Distribution LLC (Palos Garza) for six years. Then he moved to Panther Premium Logistics (Arcbest) to lead and manage the Laredo and Mexico operations for another six years.

Andres joined FARO to head the Factoring division after recognizing the need for a locally based Factoring company to assist the local trucking industry.

Manuel Garcia Mier Y Teran

Business Development

Manuel has a Bachelor’s Degree in Finance from the Instituto Tecnológico y de Estudios Superiores de Monterrey (ITESM).  He worked in Grupo Financiero BASE for 9 years as a Senior Financial Advisor in the Specialized Banking Division operating FX and derivatives, servicing Mexican and international corporate clients.  He obtained the AMIB Figura III license as a registered representative in Mexico to operate in the capital markets.  Manuel holds an MBA from EGADE Business School and spent a semester in ESSEC Business School pursuing a Master in Strategy & Management of International Business.

Manuel joined FARO to head the FX division.

Ana Paula Vazquez

Client Associate

Ana Paula has a Bachelor’s Degree in Business Administration with a concentration in Marketing. while pursuing her bachelor’s degree at Texas A&M University, she was part of a Reynolds & Reynolds Sales Leadership Institute.

She worked at Dell Technologies as a Small Business Advisor, where she created her pipeline of customers and provided individualized services to each customer. In 2021, Ana Paula joined Faro Factoring as a Client Associate, where she does invoice and payment processing and provides customer assistance.

Daniela Ramos

Client Associate

Daniela Ramos has a Bachelor dual-degree in Management with a concentration in International Business and in Marketing from the University of Texas in San Antonio, TX., and studied abroad in Tecnologico de Monterrey Campus Santa Fe (ITESM). She worked for Televisa-Univision in San Antonio, TX as promotions coordinator and community empowerment leader for four years.

In March 2022, Daniela joined Faro Factoring as a client associate where she does collections for clients and clients debtor submissions and provides customer assistance.

Alejandra Cadena

Operations Manager | Lead Client Associate

Alejandra is magna cum laude alumna from Texas A&M International University holding a Bachelor’s degree in Communication and perusing a Master’s in Business Administration with a concentration in International Business. She holds nine years of customer service, marketing, and business operations experience.

In 2016, Alejandra joined Faro Companies as a client associate. She currently runs day-to-day operations for Faro Wealth, Beacon Insurance, and Faro FX clients. Additionally, she is licensed in Texas for property & casualty insurance.

In her spare time, you will catch her at movie night with her two daughters, or watching a good Houston Texans game with her husband!

Rafael Gutierrez Nieto


Rafael is a partner and co-founder of FARO Wealth. He earned a Bachelor of Business Administration in Finance from the University of Texas at San Antonio and a Master of Science in Finance from Georgetown University, Washington D.C.

Rafael began his career at Falcon International Bank and LPL Financial. While there, he obtained his Series 7 and Series 66 licenses and assumed duties that ranged from portfolio management to equity and bond portfolio analysis.

Rafael’s career advanced when he was hired to join Jack Avigael’s team at Merrill Lynch. During his six-year tenure there, he managed Ultra High Net Worth accounts for domestic and international clients and was instrumental in growing the Laredo office assets under management and production.

Immediately following his time at Merrill, Rafael ventured into the independent realm of investment management. Co-founding AlphaPoint Investment Management, Rafael gained extensive knowledge of the financial services infrastructure and the flexibility available to independent advisors. After refining his business approach and aligning with partners who shared a common vision, Rafael co-founded FARO Wealth in 2013.

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