Who we are

Who we are

Andres Chapa

Head of Factoring

Andres has a Bachelor’s Degree in International Business from the Instituto Tecnologico y de Estudios Superiores de Monterrey (ITESM). He also has an MBA from Texas A&M International University.

Andres has over 10 years of experience in Transportation and Logistics; first working as General Manager of PG Distribution LLC (Palos Garza) for six years. Then he moved to Panther Premium Logistics (Arcbest) to lead and manage the Laredo and Mexico operations for another six years.

Andres joined FARO to head the Factoring division after recognizing the need for a locally based Factoring company to assist the local trucking industry.

Manuel Garcia Mier Y Teran

Business Development

Manuel has a Bachelor’s Degree in Finance from the Instituto Tecnológico y de Estudios Superiores de Monterrey (ITESM).  He worked in Grupo Financiero BASE for 9 years as a Senior Financial Advisor in the Specialized Banking Division operating FX and derivatives, servicing Mexican and international corporate clients.  He obtained the AMIB Figura III license as a registered representative in Mexico to operate in the capital markets.  Manuel holds an MBA from EGADE Business School and spent a semester in ESSEC Business School pursuing a Master in Strategy & Management of International Business.

Manuel joined FARO to head the FX division.

Renata Ramirez Quintanar

Head of Business Development

Renata is a native of Mexico City, and she worked with a large legal firm as a paralegal assistant. She currently resides in Laredo, TX, where she earned her degree in Economics and International Business. She has worked in the foreign exchange industry for three years in several positions. She began her career with Faro FX as a Client Associate in 2020. She moved to Washington, D.C., to work for the corporate office, Monex USA, as an FX Operations Specialist in 2022. She has since returned to work for Faro Companies as Head of Business Development, where her main goal is to develop and maintain client relationships with all of the business divisions.

Besides Renata’s passion for finance, she has enjoyed synchronized swimming since she was eight years old. She still practices in her free time and loves to travel.

Ana Paula Vazquez

Client Associate

Ana Paula has a Bachelor’s Degree in Business Administration with a concentration in Marketing. while pursuing her bachelor’s degree at Texas A&M University, she was part of a Reynolds & Reynolds Sales Leadership Institute.

She worked at Dell Technologies as a Small Business Advisor, where she created her pipeline of customers and provided individualized services to each customer. In 2021, Ana Paula joined Faro Factoring as a Client Associate, where she does invoice and payment processing and provides customer assistance.

Daniela Ramos

Client Associate

Daniela Ramos has a Bachelor dual-degree in Management with a concentration in International Business and in Marketing from the University of Texas in San Antonio, TX., and studied abroad in Tecnologico de Monterrey Campus Santa Fe (ITESM). She worked for Televisa-Univision in San Antonio, TX as promotions coordinator and community empowerment leader for four years.

In March 2022, Daniela joined Faro Factoring as a client associate where she does collections for clients and clients debtor submissions and provides customer assistance.

Melissa Guerrero

Client Associate

Melissa has a bachelor’s degree from Texas A&M University in Industrial Distribution Engineering. While attending school, she had an internship with Johnstone Supply, where she learned about the distribution of technical products in the HVACR industry. During her time there, she assisted many clients in understanding the different products they used on a day-to-day basis. After graduating, she started working for Kalisch Brokers, an import-export company, where she learned the supply chain process of importing and exporting products to and from the United States. She has now decided to explore the workings of a financial company, specifically in the accounts receivable side of the business. In her free time, she enjoys teaching yoga for fun as a certified instructor.

Monserrat Garza

Client Associate

Monserrat has a bachelor’s degree in Biology from Texas A&M International University. While pursuing her career, she was part of many organizations that helped her build leadership and teamwork skills. Additionally, she has over 4 years of marketing and customer service experience.

In February 2023, Monserrat joined Faro Factoring as a client associate, where she processes invoices and provides customer assistance.

Alejandra Cadena

Operations Manager | Lead Client Associate

Alejandra is magna cum laude alumna from Texas A&M International University holding a Bachelor’s degree in Communication and perusing a Master’s in Business Administration with a concentration in International Business. She holds nine years of customer service, marketing, and business operations experience.

In 2016, Alejandra joined Faro Companies as a client associate. She currently runs day-to-day operations for Faro Wealth, Beacon Insurance, and Faro FX clients. Additionally, she is licensed in Texas for property & casualty insurance.

In her spare time, you will catch her at movie night with her two daughters, or watching a good Houston Texans game with her husband!

Rafael Gutierrez Nieto


Rafael is a partner and co-founder of FARO Wealth. He earned a Bachelor of Business Administration in Finance from the University of Texas at San Antonio and a Master of Science in Finance from Georgetown University, Washington D.C.

Rafael began his career at Falcon International Bank and LPL Financial. While there, he obtained his Series 7 and Series 66 licenses and assumed duties that ranged from portfolio management to equity and bond portfolio analysis.

Rafael’s career advanced when he was hired to join Jack Avigael’s team at Merrill Lynch. During his six-year tenure there, he managed Ultra High Net Worth accounts for domestic and international clients and was instrumental in growing the Laredo office assets under management and production.

Immediately following his time at Merrill, Rafael ventured into the independent realm of investment management. Co-founding AlphaPoint Investment Management, Rafael gained extensive knowledge of the financial services infrastructure and the flexibility available to independent advisors. After refining his business approach and aligning with partners who shared a common vision, Rafael co-founded FARO Wealth in 2013.

Mayra Becerra-Alanis

Marketing Coordinator

Mayra leverages her Bachelor of Arts in Digital Communication and Media/Multimedia from The University of Texas at San Antonio in her current role as Marketing Coordinator at Faro Companies, a leader in innovative solutions across diverse industries. Her responsibilities include crafting and executing marketing campaigns and strategies, utilizing her strong communication and organizational skills alongside proficiency in various content creation platforms. Prior to joining Faro Companies in 2024, Mayra gained experience as an Account Manager at Auto Transportes Alanis S.A. DE C.V. There, she built strong client relationships and consistently delivered high-quality solutions aligned with organizational goals.

A passionate learner, Mayra thrives in collaborative environments and is always eager to acquire new skills and technologies. This dedication extends to her personal life, where she values spending quality time with family and friends.

Irazu Caballero

Front Desk Representative

Since 2018, Irazú has passionately immersed herself in the realms of human development, emotional management, and personal growth, committing to both learning and sharing her insights with others. By exploring various aspects of natural medicine and alternative therapies, she has gained the expertise needed to provide valuable assistance and encouragement to numerous individuals on their personal paths. Concurrently, Irazú actively collaborated with the Social Economic Networkers team, participating in network marketing to expand her skills and connections.

To stay up-to-date in this constantly evolving landscape, Irazú consistently attends and participates in conferences, seminars, and leadership training programs, continuously refining her abilities and expanding her knowledge. Her dedication led her to complete comprehensive training as a Life Coach in 2023, arming herself with a diverse toolkit to empower and elevate human potential.

Irazú joined Faro Companies in 2023 as a client associate aiming to deliver exceptional service to clients characterized by warmth and quality. During her leisure time, Irazú finds joy in nature, painting, and practicing meditation.

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